What is the average property tax bill in each New Jersey county?
Across New Jersey, the average residential property tax bill in 2025 was $10,340.
| County | Average bill, 2025 |
|---|---|
| Atlantic | $7,049 |
| Bergen | $14,200 |
| Burlington | $8,197 |
| Camden | $7,766 |
| Cape May | $6,497 |
| Cumberland | $5,046 |
| Essex | $14,147 |
| Gloucester | $7,889 |
| Hudson | $10,502 |
| Hunterdon | $11,717 |
| Mercer | $9,887 |
| Middlesex | $9,959 |
| Monmouth | $11,664 |
| Morris | $12,175 |
| Ocean | $8,114 |
| Passaic | $11,603 |
| Salem | $6,912 |
| Somerset | $12,004 |
| Sussex | $8,997 |
| Union | $12,536 |
| Warren | $8,209 |
| New Jersey, statewide | $10,340 |
The Division of Taxation's 2025 Average Residential Statistics list, for each town and county, the number of line items, the average assessment, the average tax bill, the number of sales and the average sales price.
How is property tax calculated in New Jersey?
New Jersey's real property tax is based on the value of the property each owner holds. A town's general tax rate is the multiplier used to compute each property's tax bill, expressed per $100 of taxable assessed value.
- Taxation's example: $150,000 assessed x a .03758 general tax rate$5,637
- General tax ratePer $100 of assessed value
- Property valued as ofOctober 1 of the year before
Each town's tax assessor is responsible to its citizens for the fair assessment of all property in the taxing district. Real property is valued for tax purposes as of October 1 of the year before the tax year.
True value is the price at which, in the assessor's judgment, the property would sell at a fair and bona fide sale.
Each county tax board prepares a table of aggregates every year and calculates the tax rate for each taxing district. The local tax rate comes from adding the property tax amounts needed for the town government and the school district to the county portion, then dividing the total levy by the assessed value of all taxable property.
What is the difference between the general tax rate and the effective tax rate?
The effective tax rate is a statistical figure that lets one town be compared with another as if all were valued at 100%; the Division of Taxation says it is not to be used to compute a tax bill.
A town's common level is the average ratio of assessed value to true market value of all real property in that town.
- A town's common level rangePlus or minus 15% of its average ratio
How do I find a New Jersey town's property tax rate?
The Division of Taxation publishes every town's 2025 general tax rate and effective tax rate, county by county.
That table is the first source listed at the end of this guide's sources.
When are New Jersey property taxes due?
In towns on a calendar fiscal year, property taxes are payable in four installments: February 1, May 1, August 1 and November 1.
| Installment | Due |
|---|---|
| First | February 1 |
| Second | May 1 |
| Third | August 1 |
| Fourth | November 1 |
- Interest on delinquent taxesUp to 8% on the first $1,500, 18% above
In New Jersey, property taxes are a continuous lien on the land on which they are assessed.
What is the deadline to appeal a property tax assessment in New Jersey?
Property tax appeal petitions to the county board of taxation or the Tax Court must be filed and received on or before April 1. Where the town has undertaken a revaluation or reassessment, petitions must be filed and received by May 1.
| Case | Filed and received by |
|---|---|
| Most towns | April 1 |
| A town with a revaluation or reassessment | May 1 |
| Burlington, Gloucester and Monmouth counties | January 15 |
| A county board judgment, to the Tax Court | Within 45 days |
Every property owner has the right to appeal to the county board of taxation; owners of property assessed above $1,000,000 also have the option of appealing directly to the Tax Court.
- Direct appeal to the Tax CourtAssessed above $1,000,000
On appeal, the taxpayer must prove the assessed value is unreasonable compared to a market value standard.
An assessment appeal is filed on Form A-1, with Form A-1 Comp. Sale, at the county board of taxation.
Do new construction and improvements raise property taxes during the year?
New construction, structural additions and improvements completed during the tax year are valued and taxed for the rest of that year, as an added assessment.
An added or omitted assessment can be appealed by filing Form AA-1 with the county board of taxation.